WAHM WannaBe....(I Now Am, At Last!)

I finally got my very first Google Adsense check...yay! The amount is not that significant compared to my affiliate earnings but I know this would be the first of many. Most of the earnings came from this blog. And that was before - the time when I didn't give much thought about Adsense and put much effort on earning online through Google Adsense. Now that I have several other websites with Adsense on it, hopefully the second check will be out next month :) We'll see..

Yesterday, 1-11-11, I bought my very first stocks. No, I didn't deliberately do it on the eleventh of January, it was just a pure coincidence. I just happened to realize after that it was 1-11-11. There was nothing extraordinary about the date. I funded my CitisecOnline account on January 6 and it was credited last Monday. I took the time to familiarize myself with COL's interface and then the next day Tuesday, I bought my first stocks. I bought stocks of Ayala Land, Inc (ALI), Bank of the Philippine Islands (BPI), Jollibee Foods Corporation (JFC), SM Prime Holdings, Inc. (SMPH), and Manila Water Co. (MWC). I was supposed to buy PLDT (TEL) stocks but I didn't have enough buying power left. PLDT stocks was at 2,500 and I'm not sure if I should have bought it first over the others but I just decided to buy PLDT stocks next month. I used to think that the stock market was dangerous, very, very dangerous, especially for first-timers like me. But, thanks to my mentor, Bo ...

Before the whole world will officially say goodbye to 2010, let me post my financial goals for the next year. Hopefully 2011 will be much brighter and more prosperous for all of us. So, here goes -  invest in stock market with Bro. Bo Sanchez continue to do peso cost averaging to all my mutual funds investments (will also do this for stocks) get a life insurance or at least a medical insurance increase my emergency fund and continue to put it in TDs at FICCO increase my equity at FICCO open accounts at citiseconline for my kids educate my family about finances and how to save and invest for the future continue to be a blessing to others... Advance Happy New Year, Everyone!

The whole family and my GEMS Technologies team spent Christmas this year by giving gifts to less fortunate families back in our hometown in Initao, Misamis Oriental. These are families of "sikad" and tricycle drivers who don't have something to put on their table for the Noche Buena. We didn't give much - just rice, noodles, and canned goods - but we wanted to give love, hope, and inspiration to these families on Christmas in our own little way... That no matter how bleak the situation may be, no matter how down we are, no matter how hopeless things may look, there's Someone Up there looking after us.. Just go on living because life itself is a blessing. My brother John, sisters Edina and Neneng, and Kimboy preparing the gifts...   Nieces Lindsay Jane and Twinkle in action The recipients No, we're not rich, we're not wealthy - far from it. But we are BLESSED to be a BLESSING to others... Thanks to oDesk - we could not ...

This year I have invested my extra money to three more mutual funds and they are FAMI's Save and Learn Equity Fund, PEMI's PhilEquity Fund, and MFCP's ATRKimEng Equity Opportunity Fund. I chose equity funds because I'm investing for my babies' college education which won't happen until after twelve years the earliest. I have a Balanced Fund invested with Sunlife in 2005 and it is intended for my first-born son's college education. He's still in Grade 1 now and I believe that with mutual funds I can be ready financially when he goes to college 9 or 10 years down the road. I actually thought of transferring it to to equity fund for more growth over the years. Family and friends who knew of my investment inclinations ask me why invest in mutual funds to fund my kids' college education and why not get educational plans offered by pre-need companies instead. Well, I'm no financial expert but I can say that I am a self-made financial literate - thanks...

If you are thinking of buying educational baby toys hoping to make your child develop to the full extent of his or her ability, you may have wondered whether these toys really have any effect. Can small babies actually learn anything from a toy, or are educational toys for babies just a waste of money? To find the answer we first have to understand how babies learn and what they are learning when they are very small. Unlike many animals, young humans are completely dependent on their parents for several years of their lives. In this time they have a lot to learn. They must find out how to act on the world in a way that will eventually mean that they can survive on their own. This involves using all of their five senses and their brain. When a baby is born, the brain is small and undeveloped. It doubles in size in the first year of life, growing from around 30% of its adult size at birth to 60% at the age of one year. This represents a massive increase in the baby's potential ab...

Annoyed with the performance of your Windows Vista? With MS Windows Vista, you can take great advantage of the functionalities and features that this operating system offers. However, when it comes to hardware resources utilization of this OS, some considerations and tweaks will have to be made to enhance system performance and optimize the benefits that you can get with Vista. How to Speed Up Vista Computer Upgrade Hardware Resources • It is recommended to have additional RAM to match hardware requirements of your Vista, particularly with older computer processors. Upgrading your memory will eventually improve the performance and speed of your Vista. • If upgrading the memory does not suffice and yields nearly the same result, you may opt to purchase a better hard disk with 8MB, 16MB, or higher cache for optimum performance. Clean your Registry • Windows Registry refers to the hierarchical database responsible for storing the configuration settings and options of MS Win...