Monday, October 17, 2011

SSS Salary Loan Online Application

I checked my SSS online a while ago to see the total contributions I have paid so far after 12 years as an employed member and 2 years as voluntary member. When I was logged in, I explored a bit until I came to Transactions menu. I was surprised when I saw Salary Loan Application link. I swear it wasn't there the last time I checked. That was a couple of months ago though. I was thinking, is it now possible to apply for salary loan online? That would be great, I said to myself. Not that I planned to take out a loan from SSS now or in the next few days but I thought it's a great step on SSS part to make members do select transactions online.

So, out of curiosity, I clicked on the link and the max amount I can loan was shown together with my home address where the check would be sent. There was an option to update my home address. Then towards the bottom was the Submit button.

I was thinking, is it REALLY possible to apply for salary loan online? Well, there's only one way to find out and it was to click the Submit button, right?

I clicked it, and lo and behold, a confirmation message that my loan application went through was displayed. I even received a confirmation email. Just like that. No more further instructions to go the office and fill up a form and sign it, show my SSS id and/or the transaction number. No, nothing.

Wow, I really thought that was not possible! But it is. And it's great. Just think about the long queue of members doing transactions in almost every SSS office everyday and you'll understand what I mean. It is now more convenient to apply for salary loan because it only takes an internet-connected PC.

Nice.

I just hope this convenience would not encourage members to take out a loan and spend it on things like shoes, bags, new cellphones, new TV, etc. I just hope they will spend it on more important things. Well, the word important is relative. What I'm saying is that I hope people will make use of their loan wisely.

Now, which TV brand I should buy? A shiny, new flat screen TV would look great in my living room. Oh, I almost forgot, I need to buy a new bag. What about that pair of shoe I saw at the mall the other day? I'd love to see myself wearing it.

Hahaha...just kidding. I'm thankful to God that we don't need to take out a loan for our needs. And our wants (and there's just a few of them). He provides. When my salary loan check arrives, I know where I'd spend it - buy more stocks. The stock market is down and the stocks are cheap. Did I say shopping is one of my favorite things? Yes, it is. Shopping for stocks to add to my portfolio.

Should I buy more ALI, or CEB, or MBT, or AP, or EDC, or FPH, or...

484 comments:

1 – 200 of 484   Newer›   Newest»
Anonymous said...

Hi, how many days did the loan arrive?

Anonymous said...

Hi, I also want to ask if how many days before the check arrived, just also tried online submission of loan application. Thanks!

angel said...

Hi,

So far di ko pa nareceive till now yung check, dahil siguro may holidays tayo last week. Inquire ko sa local SSS branch namin tomorrow if andito na yung check. Oct 19 kasi nakalagay online na processed na, hopefully I'll get it na next week.

Anonymous said...

Thanks for the reply, anyway, same here, filed online last Nov 2, then check generated Nov. 4, still waiting when ko makukuha :) goodluck ;)

Anonymous said...

how many days makuha ang check?

Anonymous said...

how many days yong check pala nakuha tapos ng sign up ng loan?

Anonymous said...

sinubukan ko rin mag apply ng salary loan online. i checked the status of my loan application online din and after 3 days, i saw that it was approved. applied oct 29 (2am pa ha, heheheh) check generated nov 2, nareceive ko yung cheke nov 16. hassle free talaga. (hassle meaning pag aantay sa mahabang pila tapos yung makakausap mo pa ay ubod ng sungit at walang modo). AYOS!!!

Anonymous said...

Hi, just wanna share some updates, Nov 2 - submitted online,
Nov 4 - "Check Generated" status
Nov 21 - check delivered and received ;) hassle free loan application :D good luck!

Anonymous said...

HI,

Just to know if you're employed and file sss loan online is it possible to receive the cheque @ my employer address?

angel said...

Hi guys,

Just encashed the check. Actually Nov 3 pa siya sa post office namin. I'm not sure kung bakit di pinadala sa akin kaagad. I had to go to the post office para kunin yung check. My check stayed and slept there for over a month! Only in the Philippines talaga.

As in hassle-free yung online SSS loan application nila. I'm so glad SSS is making the effort to provide convenient service online. Now you don't have to deal with masungit na SSS employees to submit and follow up your SSS loan.

angel said...

For the above poster, if you are an employed member, your check will be delivered to your employer's address.

chels said...

nag-apply din ako online kasi yung HR namin may sariling time. di ko sila maabutan and yung mga naka-OJT ay hindi authorized tumanggap ng loan application. so bale kung nag-apply ako ngayon kelan ko sya makukuha?

commercial loan said...

it really is so thankful to have loaning companies or orgs like this who's aim is to help others-in-need out there. Kudos for you! :)

angel said...

sis chels,

my check was mailed in QC post office a week after I applied online. bale, i applied oct 17, check was released oct 19, then mailed oct 27.

angel said...

@ chels,

mailed oct 24 pala sis. so bilis talaga. sa local post office lang namin na delay.

Anonymous said...

its really nice nga no hassle free to go sa SSS branch to apply, ganda nga via online, i also tried last Jan 5, 2012 and may confirmation/transaction number din ako natanggap via email but now Jan 9, 2012 i checked online wala pa im still monitor pa din..bakit ang mga sinasbi nyong date medyo mabilis ang process parang in 2days may check generated na agad?? hmmm..sa akin wala pa..email ss and they say just wait ang monitor via online..sana bukas may update na..cant wait to get my check..hehehe

Anonymous said...

Nice naman talaga, bad trip lang sa tagal ng delivery. Been calling the local post office for the check and yet more than a week na wala pa din to think na ung sss branch eh 5mins away lang sa post-office and ung office namin eh 10mins away from it... ang susungit pa ng mga taga-post office!

Anonymous said...

feb. 03 ako ngfile ng salary loan, kita ko na sa online ko na check generated na nung feb. 20 pa. Nung ngpnta ako sa post opis last feb. 29 wala pa dw. Hay, hangan ngaun wala pa dn bka nga post opis ang my problema dto. Buti pa maternity ko last dec. Mblis lng naipit lng dhl dumaan holidays

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Anonymous said...

Hello wanna ask where can you see if your application is approved? Thanks!

Anonymous said...

Hello!

Nagapply din ako online ng loan. Generated na yung check since June 5.Ang tanong ko, saan at pano ko makukuha yung check? Sa employer ba or sa SSS mismo? or kung ipapada nila, san nila ipapada?

Thanks

Anonymous said...

your cheque will be delivered to your employer

Anonymous said...

bakit ang bilis magenerate ng check nyo ang sa akin submit ko online ng june 17 2012. Hangang ngayon june 23 wala pa confirmation na ok na cheke ko.

Mutzii said...

I couldn't find the link :(

marlon roxas said...

@mutzii what link

Kristine said...

I applied for a salary loan July 12,It was approved on July 12. it's already August and i think my employer hasn't received it. Do you know I can check if it was already mailed or delivered? I am afraid the check was lost or something. Thanks!

Anonymous said...

@kristine. your application will expire if your employer didn't reply to SSS email. Check if you can apply online again and inform you employer.

I applied aug 27, 2012. my employer confirmed aug 29, 2012 then approved aug, 30 2012 and check generated aug 30, 2012.

Anonymous said...

hi,

i applied for salary loan on aug17, and the check was generated aug24.its already sept6 and the check is not yet delivered.normally,how long does sss deliver the check?

inip n kc ako.hehehehe

JC

Anonymous said...

i applied sss online today and my employer approved when the check generated and when i will received it?

Briana Johnson said...

Hello! Nagapply din ako online ng loan. Generated na yung check since June 5.Ang tanong ko, saan at pano ko makukuha yung check? Sa employer ba or sa SSS mismo? or kung ipapada nila, san nila ipapada? Thanks

Anonymous said...

How many days before dmating yung check sa local post office? Generated na kasi yung check ko ng oct. 23 kaso di ko alam kung nasan na yung check by now.

Anonymous said...

Paano ko po makukuha yung check q october3,2012 naaproved ung loan q.hanggang ngaun wala pa akong natatanggap n check or notice from sss?

Anonymous said...

good day po sa lahat! i applied for an sss loan on oct 31 and i checked my status online and check was generated on same day and also has a check number.. please take note na personal ako nagpply for the loan sa sss dito sa davao.. ask ko lng po sana if it's better to wait or go to the post office? btw, i'm currently employed at ang sabi nung nag accommodate sa akin sa sss, antayin lng daw sa employer.. hope someone can answer.. thanks! : )

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Anonymous said...

applied loan Nov 27, 2012. check generated same day. the waiting game... hope the mailman delivers it to the right address.hehe

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