Friday, January 20, 2012

How to Make A Person Who Owes You Money Pay You Back

How to File a Small Claim in Iligan City

Do you have a friend who owes you money but never pays you back? Is the amount owed a hundred thousand pesos or less?

Is the person just keeps on promising you to pay but never do? Have you exhausted all 'friendly' means but to no avail?

Someone owed me money and she failed to pay and refused to honor our written agreement so I decided to bring my case to the Small Claims court. This is very educational and refreshing for me because, like many other people out there, I never thought I could easily and inexpensively file a claim against someone who refuses to pay me back.

Filing a case in court takes a lot of time and money which discourages people to sue their debtors.

It's a good thing to know that the Supreme Court has come up with Small Claims which allows ordinary people like you and me file a claim in court against another who conveniently forgets to pay the sum of money owed.

As I have mentioned above, this is the first time I filed a claim and I find the how to video below very, very helpful. (And very entertaining, too!)

So, if someone owes you money not more than P100,000 and that person refuses to pay you back no matter how hard you tried, you can now make them pay back the money they owe you.

What Is a Small Claim?

Small claim is a special legal procedure where money claims for a hundred thousand pesos (P100,000.00) or less are heard.
  • It is a quick, simple, and informal procedure.
  • No attorneys are allowed during the hearing (unless of course if you are the plaintiff and you are an attorney)
  • The hearing and the judge's decision are completed in just one day. 
  • The decision is final and non-appealable and immediately executory.
This document from the Supreme Court website explains everything there is to know about the Rules of Procedure of Small Claims Cases.

How to File a Small Claim in Iligan City

Here are the steps one should take when filing a small claim in the city of Iligan.

1. Obtain the necessary blank forms from the Clerk of Court of the Hall of Justice. You may need to pay P20 for the docs.

These are the documents you need to fill up:
  • Information for Plaintiff
  • Statement of Claim
  • Certification of Non-Forum Shopping
2. Be sure to ask the court employees how to fill up the documents correctly. 

3. Attach any important document that will show that the loan occurred, such as written agreements, receipts, photocopies of checks issued which the borrower encashed, promissory notes, etc.

4. Make seven (7) copies of each completely filled-up forms together with the paper evidences.

5. Pay the docket fees at the Cashier. The amount you need to pay depends on the amount of your claim. For a P68,000 claim, for example, the fee is P2,915.00.

6. Submit the forms and get the schedule of the hearing.

If you have learned from this blog post, please spread the news and help others deal with people who goes into the habit of borrowing money but never have the intention of paying back just because they know that filing a civil case for sum of money in court is not worth it

With the creation of Small Claims court, these type of people will think twice before they borrow.

Sunday, January 01, 2012

Most Popular New Year's Resolutions

I was making my own New Year's resolution (nah, I won't be publishing them here :P) when I came across's post about what citizens of the United States of America want to change about themselves each year. Read on and find out if your own New Year's resolution make to the top 10 list :)

1. Drink Less Alcohol

2. Eat Healthy Food

3. Get a Better Education

4. Get a Better Job

5. Get Fit

6. Lose Weight

7. Manage Debt

8. Manage Stress

9. Quit Smoking

10. Reduce, Reuse, and Recycle

I think I need to add number 6 to my own list. I feel like I'm getting heavier each day and still I keep putting off buying that treadmill!

Wednesday, December 28, 2011

Paying It Forward - Year 4

December 28, 2011
Initao, Misamis Oriental

Thank you, Robert and Sandy of the American Academy of Estate Planning Attorneys, Alfred of Fendrihan Ltd., and Robin of Funeral Futurists for your gifts. You helped us help a few of our less fortunate brothers more...

Thank you, oDesk for providing a wonderful and reliable platform which allows us to work for businesses and individuals around the globe, without leaving our families behind...


Thank You, God, for all the blessings we received and continue to receive. 

May You continue to use us as a channel of Your love, hope and inspiration to people who need it the most..

Thank You for everything...

Monday, December 19, 2011

The Wrath of Typhoon Sendong (International Code Name: WASHI)

A heartbreaking tragedy...just 8 days before Christmas..

No words can express the pain and suffering each and every Iliganon feels right now.

The worst typhoon Iligan City has experienced..

Properties are destroyed, thousands of lives are lost - many more are still missing...

Let us pray for the victims of Sendong in Cagayan de Oro City and Iligan City - the two cities hit by the typhoon the hardest. 

Please help. Donations can also be sent here.